As the cost-of-living crisis continues and inflation soars, some people will be more inclined to take out extra funds from their pension. Even those who are still working may begin taking an income from their pot sooner than they had planned. While this may temporarily cover immediate costs, it comes with the risk of having […]
The UK will soon put policies in place to help control the number of young people going into debt. This decision came after a review found that 1 in 10 customers of a major British bank had been in arrears after using buy-now-pay-later (BNPL) services. Also known as point-of-sale credit solutions, BNPL schemes allow you […]
Cybercrime does more than destroy a person’s finances. It also has the potential to harm their self-esteem and mental health. Because of this, it is important to be aware of the types of scams that are circulating around the internet. Recently, tax scams are becoming ubiquitous. This week, we are discussing what tax scams are, […]
Combining finances with your spouse may sound like a daunting task. Some couples may not even consider it an option. Because so many people are meeting online now, there is more potential for romance fraud. While romance fraud is a worst-case scenario, its very existence increases the worry of what could happen should you merge […]
For the first-time home buyer, purchasing property is both exciting and nerve-racking. The events of the past two years have somewhat complicated the home-buying process. Currently, there is more demand than there is supply, making the market extremely competitive. This means that buyers must be thoroughly prepared if they want their offer on a property […]
The Golden Visa is a common path to residency or citizenship which is utilised by wealthy foreign nationals. It is typically acquired by either contributing to the country’s economy by purchasing property or investing a significant sum of money. One benefit of the Golden Visa is that once it is approved, any immediate family members, […]
It recently came to light that 134,000 people have been underpaid their state pension. A public spending watchdog released a report that showed the cases were mostly women, many being widows. The underpayments reached a total of £1 billion. Some of these underpayments date all the way back to the mid ‘80s. These underpayments occurred […]
Going into 2022, many are determined to increase their personal savings but are at a loss with where to start. There are many ways one can approach saving. Often, people resort to cutting out what they consider unnecessary expenses in an attempt to save as much as possible. These unnecessary expenses are typically things like […]
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