The 2026 Guide To
from the USA
Your complete roadmap to a successful move, a smooth transition, and a financial setup that works across borders.
Relocating to Spain is a significant life milestone. For US citizens, moving abroad also brings specific legal, tax, and financial considerations.
This guide combines cross-border wealth management from PCC Wealth with relocation expertise from Americans Moving to Spain (AMS) to provide a clear, practical overview of what the move involves.
A strategic framework utilised by expats prior to departure, from assessment to landing.
Exploring Non-Lucrative, Digital Nomad, and Self-Employment visa options for Americans.
Understanding citizenship-based taxation, the "Beckham Law", and Spanish Wealth Tax.
Navigating the PFIC trap, US brokerage freezes, 401(k)s, Roth IRAs, and Social Security abroad.
Get immediate access to the PDF
In partnership with
Americans Moving to Spain
Relocation, Visa Support, and Local Setup.
Disclaimer: This guide is provided for general informational and educational purposes only and should not be construed as financial, legal, tax, or accounting advice. Cross-border tax laws, treaty interpretations, and visa requirements are subject to frequent change.
Private Client Consultancy is a trading name of Efficient Frontiers SL, whose registered address is Calle Jazmin 2, Urb Jazmin Miraflores, Mijas 29649 Malaga, with CIF B42839589. Authorized by the Direccion General de Seguros y Fondos de Pensiones No J-3930.
UK State Pension update for EU residents
From April 2026, the rules around voluntary National Insurance contributions for people living outside the UK are changing.
If you live in the EU and expect to rely on the UK State Pension, it may be worth reviewing your position while current options remain available.
Get notified about new articles, latest changes and much more
