Relocating to Portugal: Documents and Finances 

Relocating to Portugal: Documents and Finances
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Relocating to Portugal: Documents and Finances

Uncover all the essential information expatriates need when making the move to Portugal, including visa applications, job hunting, and immersing oneself in the local culture. Over the last five years, the number of foreign residents in the country has nearly doubled, driven in part by the surge in remote work that has made the country an attractive destination for expats and digital nomads seeking an affordable and laid-back lifestyle.

While the rewards of moving to Portugal are considerable, careful preparation is vital. Our guide walks you through the essential steps to ensure a successful start in your new Portuguese life.

Document Preparation

Before making the move to Portugal, it’s crucial to confirm your eligibility to stay and apply for a visa. Here are the key considerations:

– EU Countries: Citizens of EU countries or Switzerland can enjoy the freedom to live, work, and study anywhere in the country without the need for a visa.

– British Citizens: Those who were residing in Portugal before January 1, 2021, can register for residency with the Portuguese border services (SEF).

– Non-EU Citizens: Regardless of your origin, a residence permit is necessary for stays exceeding 90 days. Portugal offers various visa options, including tourist, job seeker, seasonal work, startup, self-employed, digital nomad, residency, D7, and the Golden Visa.

– Visa Sponsorship: Unless married to a Portuguese citizen, non-EU travellers require a legal sponsor, typically an employer or employer of record.

Financial Management

Portugal is renowned for its relatively low cost of living. Effective budgeting can lead to savings while maintaining a high quality of life. Consider the following financial aspects:

– Cost of Living: From renting and buying property to daily expenses like food, transportation, and utilities, understanding the costs involved is crucial.

– Taxation: Portugal employs a proportional tax system with rates ranging from 15% to 50%. Expats may qualify for the Non-Habitual Residency (NHR) program, offering a flat 20% tax rate on foreign income for up to ten years.

– Banking and Currency Exchange: Opening a Portuguese bank account is essential, requiring proof of identity, address, employment, and a tax number (NIF).

From the enchanting Lisbon to the picturesque Algarve Region, Portugal offers expats a remarkable blend of low living costs, a relaxed lifestyle, and a vibrant cultural scene. Thorough research and planning are both essential for a seamless relocation.

Don’t know where to start? Get it touch with us at info@pccwealth.com for guidance.

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